Heavy equipment finance center
One application.
Up to $750,000.
New and used heavy equipment. No tax returns, no financial statements on app-only deals. Terms up to 84 months.
No payments until January 2027*
Apply now Call 941-389-0614
Programs
| Tier | App-only up to | FICO | Time in business | Max term, new |
|---|---|---|---|---|
| Top Tier | $750,000 | 700+ | 10+ years | 84 months |
| Enhanced | $500,000 | 700+ | 5+ years | 84 months |
| Asset-based | $350,000 | 700+ | 5+ years | 72 months |
| Developing Enhanced | $350,000 | 660+ | 2+ years | 72 months |
| Developing Asset-based | $250,000 | 660+ | 2+ years | 60 months |
| Start-up & second look | Up to $60,000 | 600+ | Under 2 years | Varies |
Asset-based tiers need 20% down or extra titled collateral. *On approved credit. Deferral terms set by the lender at approval. Minimum guidelines; all approvals subject to credit review.
What we finance
Earthmoving
Dozers, excavators, loaders, skid steers, backhoes, graders
Road & paving
Pavers, rollers, compactors, crushers, concrete pumps
Lifting & handling
Cranes, forklifts, telehandlers, aerial lifts
Trucks & trailers
Dump, crane and water trucks, lowboys, end dumps
Specialty vehicles
Bucket trucks, vacuum trucks, sweepers, refuse trucks
Used & private party
Any age. Private-party sales with title and inspection
How it works
Questions? Talk to a real person.
Kapital Pulse · 941-389-0614 · [email protected] · kapitalpulse.com
25 years funding heavy equipment. We Give A Fund.